A Virtual Bank System with Integrated NFC Card Payment: Design and Implementation
El Fadel Boukezane İlhami Muharrem ORAK
AbstractMost of the banking systems all over the world operate with conventional system. This system may depend on human and local operations. In this study we introduce a design and implementation of a virtual banking system. This system is integrated with NFC card payment technology and eliminating the need for physical branches. Virtual banking is broadly defined as the provision of banking services via means other than traditional physical branches. Currently, virtual banking exists in the forms of ATM, phone banking and Internet banking. The system simplifies cashless transactions for individuals and merchants by eliminating the need for traditional POS machines. It combines ASP.NET for bank management, .NET Core for NFC card token management, SHA-256 for token generation, Arduino with RFID modules for card interaction, and an Android application as a POS system.